Get income for life after 90, starting at just $25/mo

The AgeUp annuity provides guaranteed lifetime income if you reach your 90s, and an optional return of premium that could help cover final or other expenses if you don't.

It takes just 30 seconds to get an estimate and 10 minutes to apply online. How simple is that?

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Brought to you by

Haven Life

Plan for every possibility

If you live into your 90s...

AgeUp provides guaranteed lifetime income to use however you like, at a time you'll likely need it most.

If you don't...

The optional return of premium feature lets you leave money to a beneficiary that can be used for anything, including helping to cover funeral costs, settle debts, or just kept as an inheritance.

Did you know?

A healthy 65-year-old woman has a 53% chance of living to age 90.1

And a healthy 65-year-old man has a 42% chance of living to age 90.1

A 65-year-old woman who pays $50/mo with a target age of 91 and return of premium could receive:

$416 per month*

of guaranteed income to use however she likes

If she doesn't reach 91:

up to $14,9502

could be refunded to her beneficiary to use however they like

With no return of premium, she could receive:

$654 per month*

of guaranteed income to use however she likes

*These illustrations are based on a Massachusetts resident born on 2/18/1956 and assume AgeUp's current purchase rates as of 2/22/2021 will not change for future purchase payments. It is likely that they will change, and actual payouts will be higher or lower than shown.

How does AgeUp work?

Pick a premium and target age

Choose a flexible monthly premium and a target age from 91-100 to begin receiving payouts. (You can always adjust or pause your premiums later if needed.)

Choose your return option

Choose whether you want your premiums refunded to a beneficiary if you don't live to your target age, or decline the return of premium in exchange for higher payouts.

Build your future income

Get guaranteed lifetime income if you reach your target age. If you don't, the money you've paid into AgeUp will be refunded to a beneficiary if you choose return of premium.

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What the press says about AgeUp

"It's affordable for almost everyone."

“What's best about AgeUp is that you can contribute in low monthly payments. Unlike annuities that require large lump sum deposits upfront… it's affordable for almost everyone.”

Backed by one of the best

AgeUp is issued by MassMutual, a company that's been in operation for more than 160 years.


MassMutual has been in business since 1851


Rated A++ for financial strength by A.M. Best3


Total assets of $279B in 2019

Ready to get started?

See how AgeUp can help with a quick online estimate.

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  1. Chances of living to a given age for a 65-year-old nonsmoker in excellent health, American Academy of Actuaries and Society of Actuaries, Actuaries Longevity Illustrator, accessed 02/16/2021
  2. Maximum return based on consistent monthly premiums paid over 24 years and 11 months. We stop collecting premiums 13 months before the target age.
  3. Massachusetts Mutual Life Insurance Company (MassMutual) and its subsidiaries C.M. Life Insurance Company and MML Bay State Life Insurance Company are rated by A.M. Best Company as A++ (Superior; Top category of 15). The rating is as of February 1, 2021 and is subject to change. MassMutual has received different ratings from other rating agencies.